Adjusting Your Renters Insurance When You Move

Two renters discussing their new property with an agentYou’ve finally found the perfect new rental. Just as you are finished packing, you remember your rental insurance policy. If you want to keep the coverage, that shouldn’t be a problem. You may even get your premiums lowered, depending on your new location. Here are some tips for adjusting your renters insurance when you move.

Can I Take My  Policy With Me?

The short answer is yes. Speack to your insurance provider to tell them where and when you’re moving and they should be able to transfer coverage.

In addition, many renters insurance policies cover personal property in transit, which provides extra protection for your move.

Can I Lower Insurance Premiums?

Premiums are based on the location and characteristics of your neighborhood. Your policy provider will ask a few questions such as:

Is there a fire station nearby?

How old is the building?

Are there safety features in place (alarms, fences, cameras, locks, etc.)?

While most things are out of your control as a tenant, you can take steps to lower your premiums. One step is to agree to pay your premium in advance. Another is to install your own reliable security system for added protection and peace of mind. Having a security system will not only provide an extra layer of protection for your belongings when you are away, but will also give you and your family a valuable safety mechanism when you are home.

At Lee Moving & Storage, Inc., we are trusted experts at making your move as seamless, efficient, and worry-free as possible, including adjusting your renters insurance!

We also offer storage space at our New Orleans warehouse. This may give you time to  decide what best fits in your new home. Wherever you’re going, let Lee Moving & Storage, Inc. get you there. Request your free moving quote today.